Karta Gift Cards get used just like your regular credit cards for in-store or online purchases. However, be sure to check that surcharges don't cause the value of the transaction to go over the value available on the card, as this will then cause a decline.
The purchase amount cannot be more than the value of the card. If the purchase amount is more than the value of the card, or you have a remaining balance that you would like to use, you can use the split-payment option in store.
When purchasing with a merchant, ask the merchant to split your payment across two transactions. One to the value of your Karta card and one for the remaining balance which can be transacted with another card of your choosing.
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